itakitez wrote:So, also a little further question
If for instance you had a mortgaged property and JFRV visa, what would happen if the taiwanese citizen was no longer with us?
1. would the bank call in the loan despite constant repayments? I cant see how they could keep a mortgage against someone who was not alive, so if you couldnt pay it off in one chunk, would you lose the house?
2. would you also lose your visa status? is this effected by gender (ie, female join the family so foreigner female would be retained, but males dispatched?)
ie, would you be dealt a triple wammy in event of an unfortunate accicent (like scooter crash/...) lose spose, visa, job, house...
If your spouse died you would have options. Worst case scenario on a house would be that you could continue but may need someone (a brother or other relative of your spouse, Taiwanese friend) to co-sign. I would think the bank would be flexible, especially if you could show you had been the party paying the mortgage all along.
And, as SatelliteTV said, in the event of a death or divorce, if you had kids you could still petition to stay on a JFRV.
And there are other option available, like an APRC or a work related ARC.
But with the help of family and the HHR Office, in the case of a death, I'm pretty confident you could work things out. I have found trips down to the HHR Office to be very useful, as they are usually much more keen on helping and finding a solution than NIA tends to be.