James T wrote:Thanks for the input. Can I paraphrase your opinion back to her or shall I quote you directly?

Um, she's your girlfriend, you are supposed to just nod and say "Yeah, that's terrible, dear." And when I said crap I meant whoever started that rumor, not her. OK, now that that's clear...
One thing I did ascertain was that the Drs. are in a catch 22 sort of situation in that they more patients they see the more money they lose.
Yes, the health care system is in trouble, but it's not quite as bad as that, yet. Hospitals are having the biggest problem because some of their services cost them more than they are reimbursed. Separately there are some scams out there that are draining money from the system, and some insurance premiums aren't being paid. Some of those not paying are government agencies like the Taipei City Government which objects to paying for employees who work in the city but live outside it. It's unlikely that co-pay or premiums will be raised without a lot of struggles first, and it is unlikely to rise as rapidly as TWD1000 overnight.