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A guide to Taiwanese VISA Debit Cards

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Re: A guide to Taiwanese VISA Debit Cards

Postby enn » 19 Sep 2011, 10:28

Since I have a Visa card, I said Visa card. I meant any card. Thanks for seeing that.
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Re: A guide to Taiwanese VISA Debit Cards

Postby yuli » 19 Sep 2011, 11:12

enn wrote:Since I have a Visa card, I said Visa card. I meant any card. Thanks for seeing that.

I see. :wink: Thanks...
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Re: A guide to Taiwanese VISA Debit Cards

Postby cfimages » 28 Oct 2011, 11:21

Little update. Decided to try my cards in an ATM in Nepal last week.

Taishin - worked fine, gave me some cash.

First Bank - didn't work at all despite it having a 4 digit pin and supposedly being ok for international use.
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Re: A guide to Taiwanese VISA Debit Cards

Postby lostinasia » 28 Oct 2011, 13:17

cfimages wrote:Little update. Decided to try my cards in an ATM in Nepal last week.

Taishin - worked fine, gave me some cash.

First Bank - didn't work at all despite it having a 4 digit pin and supposedly being ok for international use.

After I used my Taiwanese Citibank Visa card in Nepal, the bank insisted that I needed to get a new card for security reasons - just because it'd been used in Nepal, as far as I could tell. I had no problem using it while I was there, but you may find your bank making requests of you when you get back.

And have a great trip!
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Re: Visa Debit Card: how to get it; where to use it

Postby pqkdzrwt » 28 Oct 2011, 14:19

TheLostSwede wrote:I also have online banking, but it's all in Chinese and they have some idiotic restrictions, like if I want to transfer money to another account, I need to go and let the bank know first and sign a piece of paper with the other account number on it... :loco:


I wish my bank offered that service. that essentially eliminates any possibility of hackers stealing your money. Its MUCH better than HSBC Australia which require you to carry around another "dongle" in your pocket, AND disables your account if you dont use it for a few months!
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Re: Re: A guide to Taiwanese VISA Debit Cards

Postby cfimages » 28 Oct 2011, 14:28

lostinasia wrote:
cfimages wrote:Little update. Decided to try my cards in an ATM in Nepal last week.

Taishin - worked fine, gave me some cash.

First Bank - didn't work at all despite it having a 4 digit pin and supposedly being ok for international use.

After I used my Taiwanese Citibank Visa card in Nepal, the bank insisted that I needed to get a new card for security reasons - just because it'd been used in Nepal, as far as I could tell. I had no problem using it while I was there, but you may find your bank making requests of you when you get back.

And have a great trip!


I'm back now and haven't had any requests from the banks yet.
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Re: A guide to Taiwanese VISA Debit Cards

Postby roback33 » 28 Oct 2011, 16:10

I got a Visa Debit from Taishin bank and:
works with 4 digits code in France if you pick up money from an ATM
wasn't accepted by a taxi driver in France
worked in every hotel/shop in France

wasn't able to pick up money in Germany
was able to pay everything in Germany

You will need to enable the function for abroad (4 digits call) before use it.
Got the card within of 30 minutes
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Re: Visa Debit Card: how to get it; where to use it

Postby Charlie Phillips » 28 Oct 2011, 21:52

pqkdzrwt wrote:
TheLostSwede wrote:I also have online banking, but it's all in Chinese and they have some idiotic restrictions, like if I want to transfer money to another account, I need to go and let the bank know first and sign a piece of paper with the other account number on it... :loco:


I wish my bank offered that service. that essentially eliminates any possibility of hackers stealing your money. Its MUCH better than HSBC Australia which require you to carry around another "dongle" in your pocket, AND disables your account if you dont use it for a few months!


The HSBC account has the same service. You have to physically go to a branch to authorise moving money from your bank account to another specific account, after that you can make transfers whenever you want online: As you say, prevents hackers stealing your money. The 'dongle' has the same function: You can't log in online without the dongle. Double happy.
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Re: A guide to Taiwanese VISA Debit Cards

Postby TheLostSwede » 28 Oct 2011, 22:41

So what's the point of having online baking if I have to fill in a form for every single account I want to transfer money to or make a payment to? It makes online banking pointless imho.
The dongle, sure, fine, not a problem, that's for security, but not being able to transfer money to whatever account I want whenever it pleases me makes it all kind of moot imho.
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Re: A guide to Taiwanese VISA Debit Cards

Postby Charlie Phillips » 28 Oct 2011, 23:52

TheLostSwede wrote:So what's the point of having online baking if I have to fill in a form for every single account I want to transfer money to or make a payment to? It makes online banking pointless imho.
The dongle, sure, fine, not a problem, that's for security, but not being able to transfer money to whatever account I want whenever it pleases me makes it all kind of moot imho.


OK, so I break into your house and find your password and dongle and transfer all your money to my bank account.

The account comes with a visa card you can use to pay for one-off purchases.
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